<style type="text/css">
<!--
p {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal}
td {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10pt; font-style: normal; font-weight: normal}
h3 {  font-family: Arial, Helvetica, sans-serif; font-size: 14pt; font-weight: bold}
h4 {  font-family: Verdana,Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold}
h5 {  font-family: Verdana,Arial, Helvetica, sans-serif; font-size: 12pt; font-weight: bold; color: 000066;}

table.sideNav {  font-family: Arial, Helvetica, sans-serif; font-size: 10pt; text-decoration: none}

a {color: #0000CC; }
a:visited  {color:  #CC3300; }
a:active  {color:  #FFFF00; }
a:hover {color: #0000CC; text-decoration: underline;}

a.sideNav {text-decoration: none; color: #000000; font-size: 10pt;}
a.sideNav:active {text-decoration: none; color: #000000; font-size: 10pt;}
a.sideNav:visited {text-decoration: none; color: #000000; font-size: 10pt;}
a.sideNav:hover {color: #0000CC; text-decoration: underline;}
a.insurance {text-decoration: none; color: #000000; font-size: 12pt;}

.insBox {  background-color: #000066; height: 40px; width: 450px; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11pt; color: FFFFFF; padding: 10px 2px; font-weight: bold; }

.applyBox {  background-color: #000066; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11pt; color: FFFFFF; padding: 3px 3px; font-weight: bold; height: 20px; width: 130px; text-decoration: none}
a.apply {text-decoration: none; color: #FFFFFF; font-size: 10pt;}
a.apply:visited  {color:  #FFFFFF; }
a.apply:active  {color:  #FFFF00; }
a.apply:hover {color: #FFFF00; text-decoration: none; }

.bullet {  list-style-image: url(http://www.spiral.co.nz/images/bullet.gif)}

.jokeBox {  background-color: #FFFFCC; padding: 5px;}

a:hover {color: #0000CC; text-decoration: underline;}

-->
</style>