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Who is the Insurer?
The Insurer is QBE Insurance (International) Ltd.
Aon New Zealand Limited has negotiated with them the group concept that
provides real advantages in terms of quality coverage, cost savings and
vital assistance in time of need
What Discounts and Special Terms are Available?
- Group Discounts apply.
- Additional discounts for good claims experience, professionally installed
burglar alarms and higher voluntary excesses.
- A reduced excess applies to burglary alarms under the Commercial
Building & Office Contents Insurances if a professionally installed
burglar alarm is activated.
- Options to pay by instalments.
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What's in the Plan?
Commercial Building Insurance:
- Full Material Damage Replacement Cost using present day building
materials and methods.
- Earthquake Cover to full value included.
Office Contents Insurance:
- Full Accidental Damage Replacement Value irrespective of age.
- Items of field equipment (i.e. laptops, cellphones, theodolites and
the like) are covered up to $5,000 without specification.
- Cover keys stolen and/or locks damaged during a burglary - $5,000.
Money cover:
- $5,000 in safe and during business hours.
- $500 outside safe during non-business hours.
- Employees' effects, not otherwise insured, up to $2,000 per employee.
- Refrigerated Goods cover to $1,000.
- Earthquake cover to full value included.
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Business Interruption Insurance:
- Loss of earnings
- Loss of rents
or more limited cover for increased working costs only.
- Re-writings of records
- Irrecoverable book debts
- following loss or damage to the premises and other dependencies.
Motor Vehicle Insurance:
- Full Accidental Damage cover and Third Party Liability.
- More limited Fire, Theft and Third Party Liability cover only also
available.
- Business or private use.
- Replacement value for vehicles under 12 months old. Market Value
settlement for damage to other vehicles.
- Free cover for broken or damaged windscreens and glass.
- Signwriting cover.
- Free cover for trailers up to $600.
- Return home costs up to $500.
- Third Party Liability and Defence Costs cover up to $5,000,000.
- No Claims Bonus and Excess Protection when not "at fault"
and involved in an accident with an uninsured, identified, third party.
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General (Public Liability) Insurance:
- Legal Liability for Third Party Bodily Injury or Property Damage.
- Forest & Rural Fires Act cover.
- Exemplary & Punitive Damages cover up to $1,000,000.
- Various Limits of Indemnity available on request.
- Optional Consequential Loss cover available.
Note:
The above brief summaries are for general reference only. The actual terms
and conditions are determined by the Policy Wording issued. Full copies
are available upon request.
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Claims Services
- Aon provides the necessary claims assistance.
- An emergency 24-hour 0800 service is also available
directly from the Insurer.
Other Services
A "One Stop" Shop
- Additional facilities are available for Contract Works
(home construction or alterations), Travel Insurance and Comprehensive
Health Insurance.
- Through the Professionals Superannuation & Benefits
Group (PSBG), Personal Life, Disability, Trauma and Income Protection
Covers and Retirement Funding.
- Any other personal insurance requirements.
How to Get in Touch
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For more information or assistance contact:
Aon New Zealand Limited
Professional Risks
PO Box 2517, Wellington
Tel: (04) 819 4000
Fax: (04) 819 4106
Email: professionalrisks@aon.co.nz
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